PRACTICE AREAS

We offer excellent service in the following areas:

Click one of the above for details.


Real Estate Development and Land Use Planning

Since its inception, our firm has represented real estate developers and lending institutions in all phases of the development process, including:

· organization of the developer entity

· acquisition agreements

· financing

· zoning

· permitting

· architectural and construction contracts

· environmental evaluations

Our representation of the developer of Audubon Court, the building complex in which our offices are located, is typical of the scope of this work. This project entailed the negotiation and drafting of an intricate redevelopment agreement among the City of New Haven, a not-for-profit corporation, and the developer; winning planned development district zoning and Redevelopment Agency approvals; drafting a ground lease and tenant leases; organization of a syndicated limited partnership; creation of a mixed-use, leasehold condominium; negotiation and documentation of leasehold mortgage financing; and creation of cooperation agreements between the limited partnership and the condominium.

We represent developers of low-and moderate-income multi-family housing projects utilizing U.S. Department of Housing and Urban Development insurance and subsidies and State Housing Financing Agency programs. The projects in which we have assisted our clients total well over three-quarters of a billion dollars of mortgage financing.

We assist clients in developing and obtaining permits for residential and office park subdivisions, condominiums, nursing homes, shopping centers and office buildings. On behalf of a major regional mall developer, we negotiated an innovative and economically viable zoning scheme with surrounding municipalities. We represented the purchaser of a corporate headquarters site valued at more than three hundred million dollars. One of the first condominium declarations in the State of Connecticut was drafted by our firm.

Our land use planning experience guides clients through site plan approval, variance requests, special permit applications, subdivision approvals, coastal site plan reviews and related permitting. We also represent clients opposing land use applications, both at the administrative and appellate levels. With our trial attorneys, we represent developers and municipalities in damage claims resulting from the denial of development applications.

Our goal is to produce timely and cost effective results by combining our extensive experience in the business challenges facing developers with a thorough knowledge of the legal issues which impact our clients’ real estate transactions.

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Insurance Defense Practice Group

The litigation and insurance defense practice group represents clients in civil litigation matters, with an emphasis on professional liability and defense of municipal and commercial entities.  Our primary focus is to deliver zealous courtroom representation while abiding by the "real world" demand for legal cost containment.  As a mid-sized firm, we eliminate the redundancies too often found in large firms, where the client pays heavily for oversight and review.  At Susman, Duffy & Segaloff, the attorney assigned to try the case is involved in all aspects of the case from inception to conclusion.

We defend cases in federal and state courts at the trial and appellate level. We represent professionals in the legal, medical, accounting, and design fields, as well as defending public liability claims for municipalities throughout the State of Connecticut. In addition, we regularly represent self-insureds and general liability carriers and act as defense counsel for retailers, manufacturers and sellers in product liability claims.

Recognizing that the costs of litigation can quickly overwhelm even the winner, we offer a reasonable hourly rate and evaluate and explore exit strategies early on in the litigation process. Our skill in dispute resolution extends beyond the courtroom. The group's lawyers use mediation and arbitration when those techniques best suit the clients' tactical and financial needs. We have successfully resolved complex matters in mediation and appeared before arbitration tribunals.

We promote efficiency and client responsiveness by utilizing a team approach. Each case is assigned a three-person primary team consisting of a partner, an associate and a paralegal. Our litigation paralegals, Georgette Lovelace and Cheryl Solomine, have a combined twenty-six years of litigation experience, and have been an integral part of our litigation practice group for six and eleven years, respectively. This three-person team remains consistent throughout the course of each matter, minimizing the "learning curve" and better enabling us to manage the course of litigation and provide clients with fast and knowledgeable responses to inquiries. At the same time, this approach takes maximum advantage of the team's knowledge and expertise to better effect our clients' goals.


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Commercial Lending, Litigation and Creditors’ Rights Practice Group

Since its founding, our firm has provided both lenders and borrowers with a comprehensive range of sophisticated legal advice concerning structuring, documenting and securing commercial loan transactions of all types, including:

· mortgage loans

· development and construction financing

· revolving credit facilities

· commercial and industrial and other asset-based loans

The commercial lending and creditors’ rights practice areas are combined at Susman, Duffy & Segaloff for a simple but compelling reason: an attorney who drafts loan documents must have a complete and practical understanding of the remedies provided for in those documents. In today’s complex lending environment, it is essential that the attorney understand the connections among the various loan documents in order to maximize the creditors’ recovery should that become necessary. The integration of these practice groups allows us to provide our clients with the best possible results without unnecessary expense or loss of time.

We have helped our institutional lending clients structure, negotiate and close many complex transactions, involving the development of commercial office buildings and shopping centers, revolving and term loan credit facilities for multi-state leasing companies, multi-currency facilities for foreign companies, and letter of credit and reimbursement agreements supporting the issuance of industrial development bonds.

As counsel to commercial borrowers, we routinely represent corporations, partnerships and other business entities in both real estate and asset based borrowings.   We take particular pride in our representation of borrowers in HUD-insured multifamily housing transactions, including loans funded by GNMA securities and by the sale of low income housing tax credits, and loans involving Multifamily Mortgage Revenue Bonds.  We were counsel to the limited partnership borrowers that closed the first seven HUD Preservation Loans in the country involving in excess of $26,000,000.

Our attorneys have represented creditors in many of the high-profile Chapter 11 bankruptcies and workouts experienced by regional lenders in recent years. We are well-versed in all aspects of insolvency law, including contested adversary proceedings and cram-down issues. We have represented numerous creditors in bankruptcies and foreclosures involving receivers, environmental issues, and multi-jurisdictional security issues.

Our comprehensive understanding and integrated expertise allows us to deliver prompt, efficient and cost effective service to our commercial clients.

Our commercial litigators handle the full range of business disputes.  We try breach of contract and business tort claims for banks and other lenders including federal agencies, franchisors, franchisees and national and local businesses.  The firm's broad background in real estate development makes us particularly suitable for those with construction related litigation, including condemnations and disputes between owners and contractors.

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Estate Planning and Administration

The laws affecting estate planning and the transfer of personal wealth are constantly changing. We keep our clients abreast of changes which present valuable opportunities.

Careful consideration of both tax and non-tax issues affecting individuals and families in the transfer of wealth are priorities when we advise clients in matters of estate planning. Our Estate Planning Practice Group handles all areas of personal and tax planning, from matters as straightforward as guardianships, to complex irrevocable trusts and family partnerships.

In advising our estate planning clients, we draw upon our expertise in the areas of business and family law. Different people have different needs at different times in their lives. Therefore, we prepare a range of planning vehicles, such as wills, insurance trusts, personal residence trusts and family partnerships, all designed to maximize family assets and minimize estate and succession taxes.

Estate planning issues have a far-reaching impact upon small business owners. The owner of a closely-held business faces the challenge of retaining an effective measure of control within the business entity, while shifting wealth to family members at the lowest possible tax cost.

To solve that problem for one typical business client, we prepared a plan utilizing a family limited partnership and an aggressive program of tax-free gifting of active business assets. Thus, the owner could divest himself of asset ownership at an accelerated rate, without compromising his control of the company. Business operations have continued unchanged, but the family will realize significant estate tax savings.

After death, efficient estate administration is critical to the smooth dissolution of assets at minimum cost to heirs. We provide counsel for fiduciaries in fulfilling the responsibilities imposed on them by the probate laws and in maximizing existing opportunities for tax savings.

Estate planning is a lifelong process. Our goal is to identify the client’s personal and business objectives and create techniques to fulfill them.

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Health Care

Unlike other health care practices, where experience is limited merely to health care law, the Health Care Group brings our clients twenty years of experience in the business of health care management. Drawing on this range of expertise, our health care attorneys deliver comprehensive representation on:

· professional and facilities licensure and regulation

· reimbursement

· medical practice management

· organizational and operational issues

· joint ventures

· managed care network formation

We have successfully negotiated on behalf of facility owners and providers in state and federal administrative and regulatory matters, affecting licensure, reimbursement rates and patient care issues. Health care providers come to us for aggressive representation in agency and court proceedings involving licensing sanctions, administrative fines and criminal penalties.

Health care providers once had to use two or more firms for their legal needs — one for corporate work and a health care "boutique" for specialized services. Our expertise in the regulatory arena, combined with the firm’s broad-based commercial capabilities, make it unnecessary to divide a client’s legal matters; we can coordinate all aspects of complex healthcare transactions in one firm. For example, we structure:

· acquisitions and changes of ownership

· facility expansions

· debt and equity financing

· Certificate-of-Need Applications

Our ability to track and respond to the developments and changes in today’s health care environment enables us to anticipate and meet the pressing needs of our clients.

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Environmental Law

Construction projects, property ownership and manufacturing are beset with an array of complex environmental regulations. Our Environmental Law Practice Group provides commercial, municipal and individual clients with the necessary legal expertise and scientific background to steer through these regulations and minimize the consequences of violations.

We represent clients before federal, state and local administrative agencies and in federal and state courts in all areas of environmental law:

· permitting processes

· superfund proceedings

· criminal and civil pollution litigation

· zoning and wetlands applications

With our Real Estate Development and Secured Lending attorneys, we guide clients through environmental audits, regulatory compliance reviews, and site assessments. Our group offers broad experience representing buyers, sellers and lenders in transferring and financing environmentally sensitive property. We have represented clients in criminal actions under the Federal Environmental Protection Acts and in civil actions seeking to halt development of a regional mall.

We employ talent from throughout our firm to meet our clients’ environmental and land use goals with a well-tailored plan.

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Municipal Law

Our representation of municipalities links together several practice areas of our firm. Contract negotiations, financing techniques and litigation strategies all play a key role in the ability to offer the wide range of legal services which may be required by a municipality. In that role, we have acted as bond and underwriter’s counsel, represented downtown development authorities in various projects, and assisted municipal authorities engaged in privatization efforts. We regularly represent municipalities in various types of litigation matters.

We assisted water pollution control authorities in the privatization of wastewater treatment plants, resulting in a format which has set the national standard for projects of this type. Our firm played a vital role in the preparation of a Request for Qualifications, a Request for Proposals, the negotiation and drafting of an Operations and Management Agreement, and the implementation of the municipal approval process. Upon implementation, a savings of $52,000,000.00 over a fifteen-year period will accrue to the water pollution control authority.

We acted as counsel to a municipality in its successful redevelopment of its central business core. This representation involved extensive negotiations with a national regional mall developer, and obtaining state and federal grants.

In our role as co-bond and underwriter’s counsel for various Connecticut municipalities and their underwriters, we have been instrumental in structuring and implementing general obligation financings for the refunding of regional coliseum bonds and the original funding for libraries and open-space projects. We are listed in the Bond Buyer’s Redbook for municipal finance attorneys.

We have experience in trying the full range of municipal cases, including police abuse cases, condemnation actions, negligence cases and municipal construction matters. Of particular interest is our successful representation of a locality in opposing an injunction against the demolition of an allegedly historic structure.  Equally notable is the firm's  defense of a First Selectman in an action claiming that political criticism of the development of a light industrial project violated the owner’s constitutional rights.

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Susman, Duffy & Segaloff, P.C.
55 Whitney Avenue
New Haven, Connecticut 06510
Telephone: 203-624-9830
FAX: 203-562-8430
Electronic mail: mcockey@susmanduffy.com  

The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney
for individual advice regarding your own situation. Copyright ©Susman, Duffy & Segaloff, P.C. . - All rights reserved